Principle 1: Financial problems are usually behavior problems rather than money problems.
Principle 2: If you continue doing what you have been doing, you’ll continue getting what you have been getting.
Principle 3: Nothing (no thing) is worth risking the loss of a relationship.
Principle 4: Money spent on things you value usually leads to a feeling of satisfaction and accomplishment. Money spent on things you don’t value usually leads to a feeling of frustration and futility.
Principle 5: We know the price of everything and the value of nothing.
Principle 6: You can never get enough of what you don’t need, because what you don’t need can never satisfy you.
Principle 7: Financial freedom is more often the result of decreased spending than of increased income.
Principle 8: Be grateful for what you have.
Principle 9: The best things in life are free.
Principle 10: The value of an individual should never be equated with the worth of an individual.